Retirement Planning

Savings to Spend…Help for Those with Budgeting Challenges

Perhaps the single most important factor in reducing financial stress is managing cash flow. In their book The Millionaire Next…

10 years ago

Market Top? Worried?

Is the Bull market over?  Are rising interest rates going to hurt bonds?  What about the volatility in the Chinese…

10 years ago

Stop-Loss The Hidden Key to Health Insurance Savings?

Many employers provide or share the cost of health insurance, for their employees.  This is a wonderful benefit.  Since many…

10 years ago

Creative Retirement-Housing Options

Last blog we shared some ideas about how boomers may be able to retire on less money than many experts…

10 years ago

Secrets of How Boomers Can Retire Comfortably!

Much has been written about the inadequate level of saving by Baby Boomers in America.  Not a day goes by…

10 years ago

Should I use a Tax-deferred Investment Account?

However, while tax-deferred growth can be a good deal, paying taxes on the way out may be a bad deal…

10 years ago

Fee-Only Financial Planning

To iron out his retirement plan, Temüjin meets with a financial advisor. Temüjin’s plan is ambitious, with a travel itinerary…

10 years ago

Pension Risk: Is Your Pension Safe?

In a previous post, we discussed three distribution options available to pensioners.  That is, how will you receive the money…

11 years ago

Don’t Lose Sight of the Big Picture: Total Return Investing

You want to know how much money your investment is generating, right? This knowledge can help you determine if the…

11 years ago

Fee-Only Financial Planners are Fiduciaries

In the fiduciary model, the financial advisor is legally obligated to act in the client’s best interest. This legal obligation…

11 years ago