Over the weekend, a relative asked, “Are we in a bear market?” I answered his question with, “What do you…
Many people are ready to make the transition to retirement. They envision living a less stressful, carefree lifestyle. Where they…
How much can retirees withdraw from their nest egg each year? This is a question that many thought was answered…
U.S. stocks are cresting to all-time highs, almost daily. These are the times when investors look forward to opening their…
It sure seems like we’ve had our fair share of investment volatility of this century. There have been two major…
Inflation since 2008 has been very low. The average since 2008 is a paltry 1.48%. The numbers annually are as…
One of the greatest worry’s for anyone who is retired, is running out of money. Of course, if we knew…
Perhaps the single most important factor in reducing financial stress is managing cash flow. In their book The Millionaire Next…
A client expresses concern over his growing debt. The fact that the wealthy individual even has debt is puzzling. Despite…
It is important to understand your cash flow; you want to know where your money is going. For the purposes…