financial planning

Savings to Spend…Help for Those with Budgeting Challenges

Perhaps the single most important factor in reducing financial stress is managing cash flow. In their book The Millionaire Next…

9 years ago

Stop-Loss The Hidden Key to Health Insurance Savings?

Many employers provide or share the cost of health insurance, for their employees.  This is a wonderful benefit.  Since many…

9 years ago

Creative Retirement-Housing Options

Last blog we shared some ideas about how boomers may be able to retire on less money than many experts…

9 years ago

Should I use a Tax-deferred Investment Account?

However, while tax-deferred growth can be a good deal, paying taxes on the way out may be a bad deal…

9 years ago

Non-Qualified Deferred Compensation Distributions

Many company officers and other highly-compensated executives receive a whole host of employer retirement benefits, including not only a 401(k)…

9 years ago

Fee-Only Financial Planning

To iron out his retirement plan, Temüjin meets with a financial advisor. Temüjin’s plan is ambitious, with a travel itinerary…

9 years ago

What is Financial Planning?

With financial planning, not only do you map out your dreams. Even better, you create a plan for making those…

9 years ago

Should I Get Out of My Variable Whole Life Insurance Policy?

Meet Marcus. Marcus has poured tens of thousands of dollars into his whole life insurance policy. He's sick of paying…

9 years ago

It Pays to Evaluate Your Investments

A client expresses concern over his growing debt. The fact that the wealthy individual even has debt is puzzling. Despite…

9 years ago

Choose Term, Not Whole Life Insurance

Can I interest you in a car that has a built-in dishwasher? It’s just like a regular car, but unwieldy…

9 years ago