Imagine walking into a restaurant and asking the waiter, “What’s the best thing on the menu?” Now imagine learning later that the waiter earned a bonus every time they recommended the steak. Would you still trust the recommendation? Maybe....
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Key Takeaways Teach through real decisions, not lectures: Give teens responsibility with clear limits so they learn from real trade-offs. Frame choices instead of funding purchases: Focus conversations on priorities and opportunity cost, not affordability alone. Use structure, and...
Filing taxes jointly after marriage is generally the default most married couples take. Usually, it’s more beneficial due to higher deductions and more credits. There is a certain simplicity and lower tax liability to this option. However, in some...
Bond Taxation: Federal and State Comparison In the fixed-income or bond market, the “headline” interest rate shown in a news article rarely tells the full story. For many investors, the most critical metric is the after-tax yield—what remains in...
Ready to begin the new year with a renewed focus on your financial well-being? A fresh start is the perfect opportunity to check in on your finances and make thoughtful adjustments along the way. Below is a simple, month-by-month...
Autumn is upon us. School is back in session, Monday night football is back, pumpkin spice flavors everything, and open enrollment for Medicare starts October 15th. The good news is that you can review your choices and enroll for...
As a parent or grandparent, you may have diligently saved money in a 529 account to help fund your child’s or grandchild’s college education. But what happens when the intended beneficiary does not use all the funds available? Say...
The Federal Reserve meets 8 times a year to discuss raising, lowering, or keeping interest rates the same. The meeting is over two days, the first being a broader discussion by the Fed Committee, which continues into the next...
This week’s blog post is inspired by Mark, who asks, "How much stock should I hold in my portfolio to get an investment return of 30% a year?" The answer isn't what you think it may be, because investment...
Even if you have never been subjected to an investment fraudster’s sales pitch, you probably know someone who has. Following the legendary Willie Sutton principle, fraudsters tend to go “where the money is”—and that means targeting older Americans who...