Divorce is a stressful time for everyone, but it can be particularly challenging for any person who may not have had as much involvement in their family’s finances. It’s important for each person to be aware of their financial situation during and after the...
So you’re thinking about giving a family member some money to help with a down payment on a home. Or maybe you want to help contribute to a college fund for your grandkids. But you have heard about a “gift tax” and don’t know...
Early Environmental Social and Governance (ESG) InvestingTable of Contents1 Early Environmental Social and Governance (ESG) Investing2 Present Day ESG Investing Options3 ESG Mutual Funds and ETFs4 ESG Qualities4.1 Environmental Investing4.2 Social Investing4.3 Governance Twenty years ago, when someone asked for my guidance on choosing...
Health Savings Accounts (HSAs) are tax-advantaged medical savings plans, which can act like both a personal checking and investment account for medical expenses now or in the future. The changes for 2023 increased HSA contribution limits by $200 for an individual, now $3,850 a...
Corporations bet on themselves by making strategic decisions that are aimed at increasing the company’s value over the long term. This may involve taking calculated risks and investing in new initiatives that have the potential to generate future growth and profits, even if there...
A topic we have been discussing in our meetings is the concept of year-over-year inflation. Near the middle of each month, all eyes have been glued to the monthly CPI (Consumer Price Index) and inflation number. At one point earlier last year, inflation was...
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