In today’s fast-paced world, the need for quicker, more efficient payment methods has become increasingly essential. The Federal Reserve announced on July 20, 2023 the launch of its instant payment system, the FedNow® Service. Designed to provide faster and more convenient payment options, this...
Banks are financial institutions that provide various services to individuals and businesses, such as checking and savings accounts, credit cards, loans, and investments. But how do banks make money from these services? Here are some of the main ways these financial giants generate substantial...
Even if you have never been subjected to an investment fraudster’s sales pitch, you probably know someone who has. Following the legendary Willie Sutton principle, fraudsters tend to go “where the money is”—and that means targeting older Americans who are nearing or already in...
Divorce is a stressful time for everyone, but it can be particularly challenging for any person who may not have had as much involvement in their family’s finances. It’s important for each person to be aware of their financial situation during and after the...
So you’re thinking about giving a family member some money to help with a down payment on a home. Or maybe you want to help contribute to a college fund for your grandkids. But you have heard about a “gift tax” and don’t know...
Table of Contents1 Early Environmental Social and Governance (ESG) Investing2 Present Day ESG Investing Options3 ESG Mutual Funds and ETFs4 ESG Qualities4.1 Environmental Investing4.2 Social Investing4.3 Governance Early Environmental Social and Governance (ESG) Investing Twenty years ago, when someone asked for my guidance on...
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