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Archive for Category: Risk Management

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Avoid Fraud

Even if you have never been subjected to an investment fraudster’s sales pitch, you probably know someone who has. Following the legendary Willie Sutton principle, fraudsters tend to go “where the money is”—and that means targeting older Americans who...

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Computer hacker in hoodie and mask stealing data from laptop; representing Identity Theft

Identity Theft-5 Things You Need to Know

Identity theft is on the rise. The most recent statistics (2014), according to the Bureau of Justice Statistics, an estimated 17.6 million Americans were victims of identity theft. That is nearly 7% of US residents. Most victims experienced the...

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Blue bench on colored tile, representing Variable Whole Life Insurance

Should I Get Out of My Variable Whole Life Insurance Policy?

Meet Marcus. Marcus has poured tens of thousands of dollars into his whole life insurance policy. He's sick of paying the expensive premiums - only to see the value of his policy decline! So, what's Marcus to do -...

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The Pacific Portal, San Diego, CA

Do I Need Long-Term Care Insurance?

Question #3: "Are you healthy?" If not, then it becomes much more difficult to qualify for a long-term care insurance policy. Waiting until you are no longer healthy to apply for long-term care could make the process . ....

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